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Flashcards in this deck (18)

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  • What is finance?


    How individuals, institutions, governments, and businesses acquire, spend, and manage money and other financial assets.

    finance definition
  • What does the financial environment encompass?


    The financial system, institutions, markets, and individuals that make the economy operate efficiently.

    finance environment
  • What is entrepreneurial finance?


    How growth-driven, performance-focused, early-stage firms raise funds and manage operations and assets.

    finance entrepreneurial
  • What is personal finance?


    How individuals prepare for financial emergencies, protect against premature death and property loss, and accumulate wealth.

    finance personal
  • What are the three areas of finance?


    Institutions and markets, investments, and financial management.

    finance areas
  • What do institutions and markets do?


    Help the financial system operate efficiently and transfer funds from savers and investors to those who seek to spend or invest.

    finance institutions markets
  • What is involved in investments?


    Sale or marketing of securities, analysis of securities, and management of investment risk through portfolio diversification.

    finance investments
  • What does financial management include?


    Financial planning, asset management, and fund-raising decisions to enhance firm value.

    finance management
  • What happened to technology stocks in 2000?


    The price bubble burst.

    finance history
  • What exacerbated the 2001 recession?


    The September 11 terrorist attack.

    finance history
  • When did the housing price bubble burst?


    In mid-2006.

    finance history
  • What followed the 2007-08 financial crisis?


    The 2008-09 Great Recession.

    finance history
  • How has economic recovery been since the 2007-09 near disaster?


    Slow, with worldwide economic growth remaining low.

    finance economics
  • What is the time value of money?


    Money in hand today is worth more than the promise of receiving the same amount in the future.

    finance principles
  • Why does the time value of money exist?


    A sum of money today could be invested and grow over time.

    finance principles
  • What is an example of the time value of money?


    $1,000 today could earn $60 interest over the next year, making it worth $1,060.

    finance principles
  • What is the risk-return tradeoff?


    Investors choose riskier investments only if the expected return justifies the greater risk.

    finance principles
  • What does risk refer to in finance?


    The uncertainty about the outcome or payoff of an investment in the future.

    finance risk